The best credit cards for collecting travel miles in 2026

As we approach 2026, travel has become more than a luxury; it is a necessity for many individuals. With the rising costs associated with travel, consumers are constantly seeking intelligent ways to minimize expenses. This is where the value of travel rewards credit cards becomes apparent. These cards not only offer a convenient and secure payment method but also provide the opportunity to accumulate miles that can be redeemed for complimentary or discounted flights, hotel stays, and other travel-related benefits. This report reviews the best travel rewards credit cards for 2026, focusing on the features and benefits they offer to help travelers maximize their spending. We aim to provide a comprehensive and unbiased analysis, relying on the latest available data and information, to empower you to make an informed decision and select the card that best suits your needs and travel style.

Data Table (2026 Estimates):

*Note: These prices and rewards are estimates and subject to change. Always verify current terms and conditions with the card issuer.*

Best Places to Use Your Credit Cards to Earn Miles (2026):

• Qatar Airways: Take advantage of exclusive Qatar Airways offers, particularly during national holidays, for discounts and rapid mileage accumulation.
• Emirates: The Emirates Skywards program offers numerous opportunities to earn miles on flights, hotel stays, and car rentals.
• Hilton Hotels: Leverage your membership in the Hilton Hotels Honors program to secure special rates and accumulate miles when booking directly through their website.
• Trip.com: Use your credit card to book through Trip.com to benefit from flight and hotel deals and redeem miles for free tickets.
• Flydubai: Earn miles with Flydubai when booking flights or code-share journeys, in addition to their partner hotels and car rental companies.

Smart Travel Tips with Credit Cards:

• Take Advantage of Sign-Up Bonuses: Look for cards that offer generous sign-up bonuses after spending a certain amount within a specified timeframe.
• Focus on Spending Categories That Earn Double Miles: Strategically use your card in categories that offer more miles, such as travel, dining, and gas stations.
• Redeem Your Miles Wisely: Compare different redemption options, such as airline tickets, hotel stays, and merchandise, and choose the option that provides the best value.
• Pay Attention to Annual Fees and Foreign Transaction Fees: Consider your card’s annual fees and try to avoid other fees, such as foreign transaction fees, by using a card that does not charge these fees when traveling abroad.
• Maintain a Good Credit History: Pay your credit card bills on time to avoid late fees and maintain a good credit history, which may qualify you for better cards in the future.

Frequently Asked Questions About Travel Miles Credit Cards:

• Should I Have More Than One Travel Miles Credit Card? It may be beneficial if each card offers unique rewards for different spending categories.
• Do Credit Cards Affect My Credit Score? They can positively affect it if you use them responsibly and pay your bills on time. However, they can negatively affect it if you carry a large balance or are late on payments. Consult The Saudi Credit Bureau (SIMAH) for more information on the impact of credit cards on your credit history.
• When Do Travel Miles Expire? Expiration policies vary among airlines and different rewards programs. Always check the terms and conditions of your rewards program.
• Can I Transfer Travel Miles Between Different Programs? In some cases, miles can be transferred between partner programs, but fees or restrictions may apply.
• What Types of Accounts Cannot Issue Credit Cards? According to the rules of the Saudi Arabian Monetary Authority (SAMA), there are some accounts that cannot issue credit cards. Check the Rules of Bank Accounts for more details.

Note:

The blog aims for general educational information and does not imply that a topic or service is available at Trips.

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